So, you’re ready for a better, drama-free banking experience?

UNIFY Financial Credit Union serves members, just like you nationwide – we’re like a bank, but minus the drama. Once you join, you’ll have simple tools and great products to keep your finances on track.

 Our mobile app, so you can check your accounts on the go 4
 Deposit checks by phone 4
 Transfer money between accounts and friends 4
 Low rates on loans

Check all the boxes when you join UNIFY, plus, now get up to $1501 when you open one of the UNIFY Checking Accounts below:

  • FREE Checking – We’re not kidding. No ongoing minimum balance, maintenance fees or direct deposit required.
  • OR
  • eChecking – Use any ATM worldwide and receive 100% of the ATM fees reimbursed.2

Becoming a member is easy. It starts by choosing one of the foundations listed below.3 UNIFY makes a donation on your behalf which makes you eligible to join the Credit Union…and helps the environment!

I would like to proceed with opening a UNIFY membership and checking account and take advantage of offers that include up to a $1501 bonus. When you fill out your account application, there is a spot to list your employer. If that employer is one of our employer partners, great! If not, you might also qualify based on the community you live in. In case your employer or community isn’t associated with UNIFY, please choose one of our affiliate partners listed below so either way we’ll be able to open your account. There will be no ongoing commitment or charge to you if we open your account through either of our affiliate partners. Once your application is complete, we’ll confirm whether you qualify through your employer or community. If not, we will qualify you through the affiliate partner you select below:

Surfrider Foundation -

An organization committed to protecting the world’s oceans and beaches. Learn more at

Friends of Hobbs -

Based in northwest Arkansas, helps support the Hobbs State Park Conservation Area and associated education programs and park improvements. Learn more at


1 Offer expires December 31, 2021, and is subject to change without notice. Eligible new primary account holders who qualify for and open a new UNIFY checking account with a UNIFY Visa Debit Card (excluding Right Start and Premier Checking) will receive a $50 bonus into their checking account following the first statement cycle. Limit one $50 new checking bonus per primary member (or per account). Receive an additional bonus of $50 by establishing a recurring ACH Direct Deposit of at least $500 aggregate each month. New Direct Deposit must be established and posted within 60 days of account opening, and bonus will be paid in the following statement cycle after meeting the requirement. Limit one Direct Deposit bonus per primary member (or per account). Receive an additional bonus up to $50 by earning $1 bonus for each debit card transaction that exceeds $5 made with your new UNIFY Visa Debit Card within the first 60 days of account opening (maximum bonus of $50). Bonus will be credited to the checking account linked to the UNIFY Visa Debit Card in the statement cycle following meeting the requirement. Limit one Debit Card usage bonus per primary member (or per account). Account must be in good standing to receive any bonus. Account holder responsible for all applicable taxes. Membership eligibility, and account qualification requirements apply. Membership requirements include establishing a membership share savings of at least $5. Minimum deposit of $25 required to open Free Checking, and eChecking. UNIFY employees, volunteers and family members not eligible. Members cannot have had a UNIFY Free Checking or eChecking Account within the last three (3) years. To be eligible for the $150 bonus, you must reside in Collin County, TX. Not valid with any other offers and subject to change at any time.

2 ATM surcharge fees from other institutions reimbursed at the end of the month if all account requirements are met. Requirements include logging into FREE eBanking at least once a month, conducting eight point-of-sale transactions per month using your UNIFY Debit Card, and receiving eStatements.

3 There is no fee to join. We will forward your name and address to Surfrider Foundation or Friends of Hobbs to enroll in their organization. You will not be added to any mail or telemarketing list.

4 Enrollment in eBanking required.

UNIFY does not warrant, endorse or guarantee any of the products or services offered by the Surfrider Foundation or Friends of Hobbs or any acts by them.