Savings Rates and Terms

Rates and terms quoted below are subject to change without notice and are effective as of 5/26/2019

SAVINGS ACCOUNTS Minimum To Open Dividend Rate APY *
Regular Savings ` ^^^ $5 0.10% 0.10%
eSavings ` $5 0.10% 0.10%
Club Account ^ *** $5 0.10% 0.10%
CHECKING ACCOUNTS Minimum To Open Dividend Rate APY *
FREE Checking $25 0.00% 0.00%
eChecking ` ^^ $25 0.10% 0.10%
Premier Checking ` $2,000 0.10% 0.10%
Right Start Checking $25 0.00% 0.00%
MONEY MARKET ACCOUNT ** Dividend Rate APY *
$100,000 + 0.55% 0.55%
$50,000 - $99,999 0.55% 0.55%
$10,000 - $49,999 0.50% 0.50%
$2,500 - $9,999 0.45% 0.45%
SPECIAL SHARE CERTIFICATE ` *** $1,000 Minimum
Dividend Rate APY *
13-Month 2.470% 2.50%
SHARE CERTIFICATES ` *** $100,000 Minimum $40,000 Minimum $1,000 Minimum
Dividend Rate APY * Dividend Rate APY * Dividend Rate APY *
60-Month 2.521% 2.55% 2.521% 2.55% 2.521% 2.55%
48-Month 2.472% 2.50% 2.423% 2.45% 2.374% 2.40%
36-Month 2.374% 2.40% 2.325% 2.35% 2.227% 2.25%
24-Month 2.178% 2.20% 2.129% 2.15% 2.031% 2.05%
12-Month 1.943% 1.96% 1.893% 1.91% 1.736% 1.75%
6-Month 1.490% 1.50% 1.440% 1.45% 1.391% 1.40%
3-Month 1.104% 1.11% 1.055% 1.06% 0.995% 1.00%
IRAS *** (Traditional, Roth and Coverdell) $100,000 Minimum $40,000 Minimum $1,000 Minimum
Dividend Rate APY * Dividend Rate APY * Dividend Rate APY *
60-Month Fixed 2.521% 2.55% 2.521% 2.55% 2.521% 2.55%
48-Month Fixed 2.472% 2.50% 2.423% 2.45% 2.374% 2.40%
36-Month Variable 2.370% 2.40% 2.370% 2.40% 2.370% 2.40%
36-Month Fixed 2.374% 2.40% 2.325% 2.35% 2.227% 2.25%
24-Month Fixed 2.178% 2.20% 2.129% 2.15% 2.031% 2.05%
18-Month Variable 2.640% 2.67% 2.640% 2.67% 2.640% 2.67%
12-Month Fixed 1.943% 1.96% 1.893% 1.91% 1.736% 1.75%
IRA SAVINGS (Traditional, Roth and Coverdell) Minimum To Open Dividend Rate APY *
IRA Savings (Traditional, Roth and Coverdell) Account $5 0.200% 0.20%
* APY = Annual Percentage Yield
` Fees may reduce earnings on account.
^ Funds automatically transferred to Primary Savings account upon maturity; Dividends compounded monthly.
^^ Average daily balance to earn dividends is $1,000. Dividends paid monthly. Please refer to our "Truth In Savings and Electronic Services Disclosure and Agreement" for specific details about any account.
** Balances less than $2,500 will earn Regular Savings rate.
*** Substantial penalty for early withdrawal.
† Must open account by May 30, 2019.
^^^ Minimum average daily balance required to earn dividends is $200. Dividends compounded and paid monthly.
‡ IRA= Individual Retirement Account. IRA Certificates may have IRS-imposed contribution limits and tax implications, especially for premature distributions. Consult a tax advisor to determine what applies to your individual situation.
NCUA Logo